How Baccarat is Played
In Baccarat, there are ONLY 3 different bets you can place: on the Banker, on the Player, and on a Tie (see image below). These bets are analogous to betting on which of two coins will be heads (if both are heads, it’s a tie). In fact, Baccarat is so simple that the ONLY decision you make is whether to bet on Banker, Player, or on a Tie. The rest is left to fate.
This game could not be any easier.
The Banker or Player win if they have the higher score. If there Scores match, they Tie.
The objective of Baccarat is to draw a two- or three-card hand that totals closer to 9.
10, J, K, Q count as 0, A is a 1 and all other cards are face value.
If your total is more than ten, you drop the ten. So a 7-9 hand totals to 6 (16, drop ten).
There is no such thing as a “bust” hand.
Note: Since all these rules are automatic, the only decision you make is who to bet on BEFORE the cards are drawn. You do not decide anything else.
The banker and the player each draw two cards.
– If either the player or banker total 8 or 9, both automatically stand, no exceptions.
– If the player’s total is 6 or 7, the player stands.
– If the player stands, the banker hits on a total of 5 or less.
– If the player’s total is 5 or less, the player automatically hits and the banker gives the player a third card.
– If the player receives a third card then the banker draws a third card automatically according to the following:
Banker’s hand totals 0,1,2: Banker always draws a third card.
Banker’s hand totals 3: Banker draws if Player’s third card is 1-2-3-4-5-6-7-9-0 (not 8)
Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
Banker 5: Banker draws if Player thirds 4-5-6-7
Banker 6: Banker draws if Player thirds 6-7
Banker 7: Banker stands.
Once the final cards are dealt, the one with the total closest to 9 wins.
Player bets pay 1-1 (like betting on Red or Black in Roulette). Banker bets pay 1-1 minus a 5% commission. Tie bets pay 9-1.
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